I recently received a call from AT&T/Yahoo DSL offering 3Mb/s download for only $19.99 per month. Well, we are paying a lot more than that using Comcast since we only have our internet connection through them. They are giving us 4Mb/s guaranteed download, and we have been quite happy with it, excluding the price. So, instead of switching, I decided to give them call and see if they could match or at least make up for the costs difference. After about 5 minutes of explaining the issue, they offered me the same price as Yahoo for a 6 month period, thus save me $200+.

Now, that $200 is way off from the $1600 I mentioned in the title of this post, so where did the rest come from. Well, as I mentioned in an earlier post, we recently leased a new car, so I had to add the car to our insurance. It just so happnes that recently my dad was looking at getting new car insurance also, and he got a quote from Geico that was considerably less than his current insurance. After seeing the price come back from Progressive, I decided to get a few other quotes from other auto insurance companies to see how they compare. Now, to give you a brief history, I have had Progressive for quite a while and have always been happy, but with new expenses (car, baby, etc), I figured I would at least see what else was out there. Well, everyone came back with a very similar quote to Progressive, but Geico came in $1400 cheaper for the year!! Normally when a great deal like this comes around, it is almost too good to be true, so I had to do some due diligence and research Geico. Well, come to find out they used to be an insurance company for government employees, and they don’t deal with any ‘middle-men’ when providing insurance, so they are able to provide lower rates. Also, when my dad was asking why their rates were so low, they told him it was b/c they only offer auto insurance, whereas some companies offer home insurance, and therefore must make up some of their costs by overcharging for auto insurance. Either way, I couldn’t ignore an extra $100+ per month in savings, and therefore have made the switch to the mighty Gecko, a.k.a. Geico.